Non cumulative quantity discounts are primarily offered by a seller in order to: encourage the buyer to make all of his or her purchases from this seller over an extended period of time. avoid having to offer promotional allowances. give preferential treatment to certain customers. encourage larger individual orders. comply with the robinson-patman act.
1) being hacked and all your money being stolen
2) identity theft
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excel would be a good type of application to create, analyze and forecast budgets. in excel, you are able to make a spreadsheet with all of the categories that your money goes such as house payment, car payment, groceries, water, etc.. then you can analyze them and see where you can make changes to your budge. next you can see how your current months bills are and forecast them to compare them with your next few months.