all of these is the best answer i would say.
short response? like a sentence or a paragraph?
#3 is i believe is the first one.
#4. is the third one
#5.is third one
* hopefully this !
the theme of universality in town is expressed in ensuring all citizens upon the occurrence of a relevant social circumstance (sickness, unemployment, old age, employment injury, having many children, maternity, disability, loss of the breadwinner, etc.)