the answer is: complete sentence.
this is an independent sentence, which means it is a group of words that that has a complete thought. it has a subject and a verb and it can stand on its own. subject: the balance. verb: includes. complement: both the fees for service and the shipping charges. a phrase that has a subject and a verb but doesn't have a complete thought is a dependent clause, and it can't stand on its own.
i'd say it'd be an action/thriller movie. not sure if correct but that's what it sounds like to me.
a calm, and has a really good soul < 3
3rd person point of view. because it uses the names it uses he, his, she